Don't forget to factor in closing costs when considering a home sale or purchase. Realty Today, Inc. is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 561-228-6140 if your needs include a real estate pro ready for the business side of buying and selling.

Expected closing costs

There are certain expected expenses associated with closing the sale of a house. These fees are commonly divided between the buyer and seller, as spelled out in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through the process.

Costs pertaining to your loan to be paid at closing    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, not only will I work to get the highest sales price, but I'll also advocate for lower closing costs. And once we've come to an agreement, I'll explain in detail the closing costs so you know exactly where your money is going.

Buyers: If you are buying a home in Palm Beach County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an appropriate range so you're not stunned when you arrive at closing time. I'll be willing to look through the GFE with you, answering your questions and highlighting any estimates that are uncertain.

Realty Today, Inc. 205 S Federal Highway Lake Worth, FL 33460
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